Common Limitations of Long-Term Disability Insurance One of the most common misconceptions about long-term disability is that coverage is guaranteed. In truth, there can be limitations on conditions covered as well as the length of time benefits will be paid. Read more about this article here. Share This:
Floyd Arthur Video Post A Business Owner’s Policy Coverage Guide If you a business owner, you most likely have commercial liability and property and casualty insurance to protect your firm. You may not know, however, that many insurers offer bundled coverage known as a business owner’s policy that includes both types of coverage, usually at
California Fails to Raise Medical Malpractice Cap by Floyd Arthur Is California’s Medical Malpractice Cap Too Low? The California initiative was co-authored by Bob Pack, a father whose two children were struck and killed by a woman who was driving while under the influence of prescription pain killers and the muscle relaxant Flexeril in 2005.
If you have any type of insurance policy, whether it’s business insurance, homeowner’s insurance or automobile insurance, you have probably come across the word “subrogation” somewhere in your policy terms. However, if you’re like many people, you are probably not entirely sure what it means. Subrogation Defined According to Webster, “to subrogate” means “to put
As implementation of the Affordable Care Act enters its seventh consecutive year, an increasing number of insurance providers are removing spending caps on out-of-network health care costs in their “preferred provider” health plans.Further, many people who are choosing these plans are unaware of the change—a knowledge gap that may leave thousands of Americans facing astronomical
In October 2015, Gov. Jerry Brown of California signed one of the strongest anti-discrimination laws in the United States. Titled the California Fair Pay Act, the statute addresses the persistent and pervasive salary gap between men and women that exists both in California and nationwide. Title VII of the Civil Rights Act of 1964 prohibits
