Professional Insurance Expert

Professional Liability insurance covers the costs and damages resulting from covered claims, even if the lawsuit is unwarranted. You should consider it ...

Expertise

With over 25 years of practice, Floyd Arthur has built a reputation for himself developing and implementing financial systems, and marketing and business development strategies. Considered an expert in these fields, he successfully develops quality and cost controls that help improve operational processes of any company.

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Services

Floyd Arthur is an expert when it comes to providing customized insurance programs for businesses, families, and homeowners. Enjoy his professional service and find out which insurance solutions are available to you and your business – at the most competitive price.

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Get Your Free Consultation

There is no insurance policy that is perfect for all consumers. Each has different needs and therefore needs different solutions to their specific needs. There are a lot of things to consider when purchasing insurance including but not limited to Risks, Protection and Budget...

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Floyd Arthur – Insurance Ideas: What Is Subrogation?

If you have any type of insurance policy, whether it’s business insurance, homeowner’s insurance or automobile insurance, you have probably come across the word “subrogation” somewhere in your policy terms. However, if you’re like many people, you are probably not entirely sure what it means. Subrogation Defined According to Webster, “to subrogate” means “to put

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Floyd Arthur’s Post: Families Facing Increased Out of Pocket Health Care Costs in 2016

As implementation of the Affordable Care Act enters its seventh consecutive year, an increasing number of insurance providers are removing spending caps on out-of-network health care costs in their “preferred provider” health plans.Further, many people who are choosing these plans are unaware of the change—a knowledge gap that may leave thousands of Americans facing astronomical

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Protect Your Business from a Pay-Discrimination Lawsuit with Employment Practices Liability Insurance by Floyd Arthur

In October 2015, Gov. Jerry Brown of California signed one of the strongest anti-discrimination laws in the United States. Titled the California Fair Pay Act, the statute addresses the persistent and pervasive salary gap between men and women that exists both in California and nationwide. Title VII of the Civil Rights Act of 1964 prohibits

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